Each year, the Internal Revenue Service outlines contribution limits for retirement savings plans and pension plans. These limits apply to 401(k), 403(b), most 457 plans, and the federal government’s Thrift Savings Plan. For tax year 2025, the contribution limit has increased to $23,500. Additional information regarding the new limits can be found in the table below.

401(k) Plan Limits

Non-401(k) Related Plan Limits

Source:

irs.gov

Individuals who are age 50 or over can make annual catch-up contributions.

¹ Secure Act 2.0 provides that special catch-up contributions apply for individuals who attain age 60, 61, 62 or 63 in 2025. The catch-up amount for individuals in that category is $11,250 for 2025.

This material is intended for informational/educational purposes only. It should not be construed as personal investment advice. Investing involves risk and the potential to lose principal. Please contact your financial advisor for more information specific to your situation.

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