Financial Institutions Group
Specialized ALM, Investment Advisory, and Consulting Services and Support for Banks, Credit Unions, Public Funds and Insurance Companies
Bank and credit union executives face significant challenges and complexities in managing their institutions’ ALM (Asset-Liability Management) and investment portfolios. Our knowledgeable team of investment professionals specializes in providing objective investment portfolio management and can help you address your challenges and sort through the complexities.
We work alongside you to thoroughly understand your unique needs and then design a comprehensive investment plan that’s customized to reflect your asset/liability management and business objectives. Our goal is to optimize the return of your investment portfolio while managing liquidity and interest rate risk so you can keep the risk in your loan portfolio, not your investment portfolio. And as fiduciary investment advisors, we work on a fee-only basis.
Our team strives to help you meet the needs of your bank or credit union by helping you make well-informed, confident ALM and investment decisions while seeking to avoid costly mistakes, compliance problems, and lost opportunities.
We act as your partner and an extension of your management staff, making your job easier and putting your best interests first.
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Among the consulting services we offer banks and credit unions:
- Investment advisory services, including recommending the purchase and sale of securities, creating an Investment Policy Statement, conducting investment portfolio reviews, best execution of trades with our approved broker/dealers and providing reports and timely market information.
- Our managed investment advisory services are non-discretionary: we make buy-sell recommendations, and you make the decision.
- Our managed investment advisory services are fee-based, not commission-based.
- We are fiduciaries who act in our clients’ best interests.
- Investment portfolio accounting, including concise management information and accurate fixed income securities values, with 24/7 access to your bank’s or credit union’s investment portfolio.
- ALM and liquidity consulting, including policy review, ALCO reports and worksheets.
- Mortgage servicing rights valuations, providing a valuation service that calculates the value of mortgage servicing rights.
- Independent/third-party asset/liability model reviews and validations of your ALM model, including providing annual and ad-hoc independent, third-party reviews and validations of your asset/liability model and the reasonableness of your assumptions.
- Bond school for bank and credit union employees, ALCO members and board members.
- Our investment portfolio analytics offer detailed insights into your investment portfolio, enabling you to make informed, data-driven decisions that seek to optimize returns while managing risk. Enhance your competitiveness, investment strategy, and foster sustainable value creation with analytics that support both regulatory compliance and financial performance.
Our advisors are experienced in managing the investment portfolios of public accounts, including:
- School districts
- Money managers
- Public funds (parks & recreation, pensions, public safety)
- Taft-Hartley funds
Among the investment advisory and consulting services we offer Public Plan Clients:
- Investment advisory services, including creating an Investment Policy Statement, conducting investment reviews and providing reports and timely market information. Investment portfolio management school for public fund employees and trustees to help them meet their duties managing insurance company investment portfolios.
- You may engage our investment advisory services on either a discretionary basis (we make the buy-sell decisions) or non-discretionary basis (you make the buy-sell decisions).
Looking for help setting up and running a retirement plan and investment advisory services for your employees? Click here to see how Mariner Institutional is helping more than 300 public funds do just that.
Among the investment advisory and consulting services we offer insurance companies:
- Investment advisory services, including creating an Investment Policy Statement, conducting investment portfolio reviews and providing reports and timely market information.
- Investment portfolio accounting, including concise management information and accurately calculating fixed income securities.
- You may engage our investment advisory services on either a discretionary basis (we make the buy-sell decisions) or non-discretionary basis (you make the buy-sell decisions).
- Investment portfolio management school for insurance company employees and board members to help them meet their duties managing insurance company investment portfolios.
Brokerage Services
For institutional clients seeking a traditional brokerage and trading relationship, we provide brokerage services as an alternative to investment advisory services. Our goal is to support your institution in managing both short-term liquidity needs and long-term investment objectives.
Leveraging the deep market experience of our brokerage professionals, we provide the expertise needed to navigate evolving market conditions and regulatory requirements. Our professionals provide strategic insights to help identify opportunities, refine investment strategies, and align with the current economic landscape.
As a brokerage client, your institution makes its own investment decisions, and our professionals may provide recommendations that are incidental to the brokerage relationship. Fees, commissions, and other transaction-based charges may apply.
Your Financial Institutions Group Team
*Registered Representative of MSEC, LLC
Investment Advisory Services offered through Mariner, LLC, a SEC Registered Investment Adviser.
Brokerage services and securities are offered through MSEC, LLC, a Registered Broker/Dealer and Member of FINRA/SIPC. MSEC and Mariner are affiliated companies headquartered at 5700 W. 112th Street, Suite 500, Overland Park, KS 66211.
Check the background of Our Firm and Investment Professionals on FINRA’s BrokerCheck.
Registration does not imply a certain level of skill or training. There is no assurance that any services referenced herein will be successful. Investing involves risk, including the possible loss of principal. Nothing herein should be interpreted as an indication of future performance.