Justin McCarthy, CFP^®, EA

Designations and licenses

Justin is a CERTIFIED FINANCIAL PLANNER® professional and an Enrolled Agent with the IRS. He holds life and health and property and casualty insurance licenses in various states including New York.

Experience and education

Justin leverages his in-depth understanding of portfolio management and tax matters to develop financial planning and investment strategies for high-net-worth clients and professional athletes. He is also well-versed in risk management, including life, disability, and property and casualty insurance.

Prior to joining Mariner, Justin worked for a consulting firm in New York for three years. While studying for his MBA, he provided financial planning, estate, insurance and investment advisory services at the Center for Wealth Preservation.

Justin has a Bachelor of Arts degree in economics from Boston College and an MBA in finance and taxation from Fordham Graduate School of Business, where he graduated Beta Gamma Sigma with a specialization in personal financial planning. Justin is also an NFLPA Registered Player Financial Advisor.

Accolades

Justin was named to Forbes‘ Best-In-State Wealth Advisors list, ranking #27 in New York – NYC in 2024, #44 in 2023, #111 in 2022 and #140 in 2021. He was also named to Barron’s Top 1,500 Advisors (formerly 1,200 Advisors) list, ranking #2 in 2026,  #3 in 2025 and 2024, #21 in 2023, #30 in 2022, #49 in 2021 and #93 in 2020 in New York.

Personal interests

Justin is a member of the Friends of Mercy Medical Center AmeriCorps. In his free time, he enjoys golfing, cooking and coaching his three children.

Justin’s Office

Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks.

Best-In-State: Advisors are selected for the Forbes rankings by SHOOK Research. Rankings for 2021 through 2023 were published in February 2021 and April 2022, 2023 and 2024 and were based on June 30th data, including 1- and 5-year periods. The ranking is based on an algorithm of qualitative and quantitative data, rating thousands of wealth advisors with a minimum of seven years of experience and weighing factors like revenue trends, assets under management, compliance records, industry experience, and best practices learned through telephone and in-person interviews. Portfolio performance is not a criterion due to varying client objectives and a lack of audited data. The ranking is not indicative of future performance, and there is no guarantee of future success. For additional information, visit www.forbes.com.

Top 1,500 Advisors (formerly Top 1,200 Advisors): Advisors are ranked and organized on a state-by-state basis. Barron’s rankings for 2020-2026 were published in March of each award year based on the previous year’s September 30th data, including 1- and 5-year periods. No fee was paid for participation in the rankings; however, some advisors have paid a fee to receive expanded profile features on the ranking website. The rankings are based on data provided by individual advisors and their firms. Barron’s publishes rankings based on regulatory databases were used to cross-check the data provided. The formula Barron’s uses to rank advisors is proprietary, but the formula features three major categories of calculations: Assets, Revenue, and Quality of practice. Investment returns are not a component of the rankings because an advisor’s returns are dictated largely by the risk tolerance of clients. The ranking is not indicative of future performance, and there is no guarantee of future success. For additional information, visit www.barrons.com.