Risk Advisory
Personal insurance designed to protect what you’ve built
Cowell Insurance Services is now doing business under the Mariner brand
Your home. Your vehicles. Your savings. The balance sheet you’ve worked hard to build.
Smart wealth planning extends beyond investments. We provide personal property and casualty insurance solutions designed to help protect your assets with coverage tailored to your household and coordinated alongside your advisor.
Through our advisor ecosystem, insurance is evaluated in the context of your broader financial strategy, helping align risk management with your net worth, liquidity and evolving exposure.
Our approach
Coverage that works together
Insurance should support your overall financial picture, not function as disconnected policies. We take a coordinated approach to help you:
- Review existing policies for potential gaps or overlaps
- Align liability limits with net worth and overall exposure
- Coordinate home, auto and umbrella coverage
- Evaluate specialty coverage and carrier options
- Provide guidance throughout the claims process
Our focus is clear recommendations and coverage structured in alignment with your broader wealth strategy.
Personal insurance services
Auto
- High-limit liability coverage
- Coverage for luxury, exotic and collector vehicles
- Coordinated umbrella protection
Umbrella and excess liability
- $1M–$50M+ liability limits may be available, subject to carrier underwriting and eligibility
- Protection against financial exposure arising from personal injury claims and catastrophic events
Valuable articles and collectibles
- Jewelry, watches, fine art, wine and collectibles
- Worldwide coverage options may be available, subject to carrier terms and underwriting
Emerging risks
- Cyber liability and identity theft protection
- Watercraft, aviation and recreational vehicle coverage
- Coverage considerations for international liability exposure
Claims advocacy and ongoing review
Insurance as part of your complete financial strategy
Personal insurance is one component of protecting your financial foundation. At Mariner, risk management decisions are made with visibility into your investments, estate planning and long-term objectives to support coordinated decision-making across your advisory team.
Coverage structured in alignment with your balance sheet helps protect what matters most.
Need to report a claim?
If you need to initiate a claim, you can begin the process here.
Risk advisory for businesses
Interested in integrated risk advisory services for your business? From insurance program design to claims coordination, we work alongside your broader financial strategy to support operational protection and long-term growth.
Meet the team
The registered investment adviser entities of Mariner do not provide all services included herein. Insurance products and services are offered through Cowell Insurance Services, an affiliated licensed insurance agency doing business under the Mariner brand. Mariner advisory professionals may receive compensation in connection with the sale of insurance products, which creates a financial incentive to recommend such products. Clients are under no obligation to purchase insurance products through our affiliated agency. For additional information, refer to www.marinerwealthadvisors.com/legal/.