As a woman, you’re probably juggling a lot of roles, from health care professional to caregiver. You may be too busy to stop and think about putting a financial strategy in place.

Cash Flow Management

• Cash-flow tracking and net worth analysis with the ability to access and store financial plans and important documents electronically.
• Ability to run real-time scenarios so you can see the long-term impact your goals will have on your savings.

Investment Management

• Recommendations on an investment mix to align with your goals and risk tolerance.
• In-house investment team and relationships with outside investment firms so we can offer you a range of investment choices.

Insurance Coverage

• Advice on solutions designed to protect you, your loved ones and your property.
• Recommendations and review of medical malpractice insurance to help ensure you have adequate coverage.

Estate Planning

• Creation of a comprehensive estate plan to help protect you and your family.
• Assistance establishing a family foundation, donor-advised fund or tax-advantaged gifting strategy.

Tax Planning & Preparation

• Creation of a tax strategy to help maximize your retirement accounts and charitable giving.
• Recommendations on strategies to minimize your tax burden if you own your practice.

Advice on 529 Plans

• Guidance on setting up a tax-advantaged 529 plan for your children.
• Strategies, including front-loading 529 plan contributions, to help gain tax advantages.

Retirement Planning

• Advice on contributions and investments for employer 403(b), 401(k) plans or a SIMPLE plan or IRAs for health care professionals who own a practice.

Equity & Partnership Issues

• Guidance on finding tax efficiencies and a review of how your equity stake impacts your overall financial plan.
• Assistance with calculating the value of your ownership stake, selling a practice and creating a succession plan.

Designing a Personalized Strategy for You

Our advisors collaborate with in-house teams so we can create a personalized life strategy designed to fit your needs as a health care professional and provide protection for you and your family so you can enjoy the quality of life you envision.

Estate Planning

• Coordinate and implement estate plan
• Estate plan flow of funds
• Estate liquidity planning
• Asset titling
• Gifting strategies
• Charitable foundation creation
• Multi-generational education
• Develop family mission and purpose statement with the family
• Interfamily loan review and maintenance
• Succession planning evaluation

Financial Planning

• Personal net worth statements
• Debt consolidation and restructuring
• Charitable gifting strategies
• Educational planning
• Budgeting

Insurance Planning & Risk Management

• P&C insurance needs analysis for hard assets, jewelry and real estate
• Life insurance
• Disability insurance
• Long-term care
• Property & umbrella insurance

Investment Planning

• Consolidated investment reporting and tax efficiency
• Risk management
• Manager search
• Asset allocation
• Integrate investment plan with life goals

Income Tax Planning

• State tax credit purchases
• Tax return preparation
• Strategic tax planning
• Tax-efficient liability management
• Cash-flow analysis and philanthropy

Mariner Wealth Advisors (“MWA”) does not provide all services listed in this piece. Some services are provided by affiliates and are subject to additional fees. Certain MWA representatives are licensed insurance agents and are compensated for the sale of insurance- related products through an affiliated insurance agency.

Investors should consider the investment objectives, risks, changes, and expenses associated with 529 plans before investing. More information about specific 529 plans is available in each issuer’s official statement, which should be read carefully before investing.

The information contained herein is not intended to be personal legal, investment or tax advice or a solicitation to buy or sell any security or engage in a particular investment strategy. Nothing herein should be relied upon as such. Consult a financial, tax or legal professional for specific information related to your own situation.

Mariner is the marketing name for the financial services businesses of Mariner Wealth Advisors, LLC and its subsidiaries. Investment advisory services are provided through the brands Mariner Wealth, Mariner Independent, Mariner Institutional, Mariner Ultra, and Mariner Workplace, each of which is a business name of the registered investment advisory entities of Mariner. For additional information about each of the registered investment advisory entities of Mariner, including fees and services, please contact Mariner or refer to each entity’s Form ADV Part 2A, which is available on the Investment Adviser Public Disclosure website. Registration of an investment adviser does not imply a certain level of skill or training.