Your LIfe, simplified 

Let’s face it, life is hectic. And while we all have dreams of simplifying our lives, it’s not easy. Our podcast is here to help. It focuses on topics that can help make your life easier…from finances and wealth planning, to your health, travel and organizing your life. It’s not just about holistic wealth advice…it’s a podcast about putting life in perspective and having a game plan. If you have topics you would like us to discuss, or questions you would like answered, please email

Moody Money: A Look Into Financial Anxiety (25:24)

Many of us have experienced some level of stress when it comes to money, but some individuals experience symptoms of anxiety when they think about their accounts. On this episode, George Fernandez invites financial therapist, Lindsay Bryan-Podvin, to share what it means to have financial anxiety, different ways it can manifest and how she helps her clients through it. 

Tax Rewind: A Synopsis of the Recent Tax Changes (36:52)

SECURE Act, CARES Act, Small Business Loans and Paycheck Protection Program. There have certainly been many changes to the tax landscape recently. In this episode, Brian Leitner, George Fernandez and Scott Sturgeon take a look back at the legislative changes discuss what kind of impacts that may have for individual’s tax situations going forward.


Your Life, Simplified Episode 36

Coping with a Crisis (25:50)

Whether it is a government-issued, stay-at-home order, an unavoidable crisis or market turmoil, sometimes it can feel like control is out of your hands. In this episode, Brian Leitner and Scott Sturgeon discuss what you can do from the comfort of your home, in any situation, to help regain some sense of normalcy.


Your Life, Simplified Episode 35

Coronavirus Update with Dr. Chris Jenson (23:54)

As you practice precautions to help keep yourself and your family healthy, consider these additional safety tips. Dr. Chris Jenson, a former ER doctor who spent time with the CDC and is now an educator, joins us to help break down COVID-19 and what you should do to help protect yourself.


Your Life, Simplified Episode 34

Coronavirus Infecting the Market? (22:19)

With drops in the markets over the last two weeks and the spread of the coronavirus, you may have concerns about your investments. We continue to watch the markets and urge against making impulsive actions. Hear what our Chief Investment Strategist Jeff Krumpelman has to say on the topic.


Your Life, Simplified Episode 33. Love or Money...Why Not Both?

Love or Money...Why Not Both? (27:23)

Whether couples have shared or separate accounts, it’s important to communicate about finances, values and goals. Having these discussions can result in reduced financial stress and an increase in satisfaction within their relationships. Sonya Lutter, Ph.D., director of School of Family Studies and Human Services at Kansas State University, joins us to help break down the intricacies of love and money and ways for couples to discuss finances.


Your Life, Simplified Episode 32

New Tax Law Could Impact Your Retirement (27:58)

On December 20, 2019, the Setting Every Community Up for Retirement Enhancement Act, or the SECURE Act, became law. While many of us have heard about this in the news, what may not have been immediately apparent is the significant impact this new law could have on your retirement plan and financial goals. Scott Sturgeon, of the Mariner Wealth Advisors practice management team joins us to help simplify the details and explain who is impacted in what way.


Quantity or Quality? Valuating Your Collectibles (29:49)

From stamps to cars and wine to fine art, there are thousands of different collections that enthusiasts buy and sell, but how do you know if your collection is better at accumulating value than dust?We’re joined by Laura Doyle, vice president, art, jewelry & valuable collections manager at Chubb, who shares her experience in helping her clients appraise, restore and preserve their collections. We explore what collectors just getting started should know, what insuring a collection looks like and how profoundly the provenance of an item can impact its value.


All-Year's Resolutions: Thoughtful Goal Setting (29:15)

As we approach the end of the year, many of us are winding down for the holidays, traveling to spend time with family and reflecting on the year, and ultimately, setting resolutions for the new year. But is the end of the year/beginning of a new year the best time to set goals and resolutions? Chris Bixby, of Mariner Wealth Advisors, suggests a different approach. In this episode of Your Life, Simplified, he suggests we spend this time of reflection as a way to set your goals in motion for the next year in a more thoughtful manner, planning out overarching themes and supporting milestones for each quarter to achieve those goals.


Timing is Everything...When Making Withdrawals

Timing is Everything...When Making Withdrawals (22:18)

Sequence of returns risk is the possibility that an investor will have lower returns over time due to withdrawals made during low or negative return years. It may not be something thought about regularly, but it is something that everyone should consider, especially when planning for retirement. We’re joined by Justin Richter of Mariner Wealth Advisors who helps us understand what the overall impacts of taking distributions in a down market can look like over time and explain what strategies can be put in place to mitigate this risk.

Download strategies to help mitigate a sequence of returns risk. 



Your Life, Simplified Episode 28

No Deadline in Sight: How Often Should You Be Talking Taxes? (25:03)

Many people consider their tax situations when there is a filing deadline coming up, but the reality is, by taking a more comprehensive look at your tax plan, you can potentially improve your overall wealth plan. Ryan Drake of the Mariner Wealth Advisors tax planning and preparation group joins us to talk about common mistakes and opportunities he sees when speaking with clients. Additionally, he shares ways in which you could potentially improve your tax situation before year end.



Your Life, Simplified Episode 27

Seven Reasons Your Estate Plan May Be Weak (34:17)

Estate planning is a topic often put off as a conversation that can be had in the future. However, do you know what would happen if you were to suddenly pass and you didn’t have an estate plan in place or if it was drafted incorrectly? Jadin Winberg of Mariner Wealth Advisors discusses some of the more common mistakes he has encountered with reviewing and discussing estate plans.



Mariner Mail: Your Financial Questions...Answered

Mariner Mail: Your Financial Questions...Answered (33:57)

We’ve compiled your top financial questions and are dedicating this episode of Your Life, Simplified to provide answers. Discussing topics such as charitable giving, taxes, investments, risk management, retirement planning, education funding, enrolling in Medicare versus staying on your company’s healthcare plan after age 65, to finding an insurance policy when you have a pre-existing condition, our guests – Pat Kummer and George Fernandez - provide their views in an effort to help make finances, and the ensuing topics around it, less complicated.



The views expressed are for commentary purposes only and do not take into account any individual personal, financial, or tax considerations. It is not intended to be personal legal or investment advice or a solicitation to buy or sell any security or engage in a particular investment strategy. 
Listen to episode 25 of Your Life, Simplified.

Cautiously Optimistic: The Market Is Fluctuating, But Our Strategy Isn't (26:45)

The market has been a wild ride in 2019, and the volatility in price swings and investor psychology isn’t letting up. Despite current popular opinion that recession is imminent, we are reading the signs differently. Jeff Krumpelman, chief investment strategist of Mariner Wealth Advisors, joins the show to discuss how he and his team view the market changes and why he urges investors to remain cautiously optimistic and focused on trends in data.



Women and Finances on Your Life, Simplified

Women & Finances: Should Their Approach Be Different Than Men? (32:00)

Women often take a backseat when it comes to long-term financial planning. They’re busy juggling family, career and professional goals, but it’s imperative that women take charge of their financial futures too. Jana Shoulders of Mariner Wealth Advisors joins us to discuss the importance of women being educated about their finances and finding a wealth advisor that holistically supports them.



Splitting Equitably: The Financial Considerations of Divorce

Splitting Equitably: The Financial Considerations of Divorce (24:15)

Divorce can be a very difficult time, and with emotions running high, it can be beneficial to have someone advocating for you when it comes time to look at how to split your finances. We invited Megan Brozowski, of Mariner Wealth Advisors, to discuss how having an advisor, and specifically a Certified Divorce Financial Analyst®, can alleviate the burden of making those decisions on your own, as well as running the numbers to know what you need to continue living your lifestyle.



An Alarming Trend: The Opioid Epidemic (30:40)

Since their introduction, opioids have been an effective tool in pain management for many. Unfortunately, they have also been the path to powerful addiction for others. According to the Centers for Disease Control and Prevention, 130 Americans die every day from an opioid overdose. Dr. Chris Jenson, a former ER doctor who spent time with the CDC and is now an educator, joins the podcast to discuss the opioid epidemic as a situation that could potentially affect any one of us.



Episode 21 of Your Life, Simplified

Simplifying Senior Living: What's the Right Choice for You? (34:54)

As we grow older, we will all need to make choices regarding senior living. Whether you’re making decisions for your parents, a spouse, yourself or other loved ones, it is important to have a clear understanding of the housing options available. Choices can range from facilities with assisted living services or memory care to continuing care retirement communities (also known as life plan communities) to receiving assistance in your home, and each of these options has different implications for your health and finances. Join us as we talk with Sally Abrahms, an award-winning writer and nationally recognized expert on aging, as she shares her insights on trends in senior living that may influence your choice in housing options. 


Your Life, Simplified, College Planning: Going Beyond the Dollar Signs

College Planning: Going Beyond the Dollar Signs (31:52)

It’s no secret higher education tuition costs are rapidly rising. So when it comes to college planning your mind likely goes right to dollar signs. But there’s more to planning for college than just finances. Cozy Wittman of College Inside Track goes beyond loans and scholarships for an in-depth discussion on college planning considerations you may not be thinking about. 



Your Life, Simplified Episode 19

Location, Location, Location! Tips on Home Buying and Selling (29:21)

Many of us have heard the adage about location being everything when it comes to real estate, but what else should you be thinking about? We invite real estate agent Mike O’Dell on to the show to discuss key decision points from both the buying and selling side. From strategic approaches on coming in with an offer on the buy side, to how to handle lowball offers on the sale of your home, Mike shares his experience on what he has seen work in the industry. 


Episode 18 of Your Life, Simplified

Home Is Where the Heart Is...Especially in Taxes (17:59)

When it comes to filing your taxes, the rate at which your income is taxed can vary based on the state in which you live, or where your domicile is. In this episode, we invite Adam Kotz of Mariner Wealth Advisors to discuss how the IRS determines your domicile and things to keep in mind when you move to a different state. Additionally, we dive into what this means for individuals who own homes in multiple states.


Your Life, Simplified, Episode 17

New Tax Plan...So Many New Decisions To Be Made (29:46)

New tax season, new tax laws. How do you decide whether you should choose a tax preparer or a tax consultant to help you file? Along with discussing the key differences in this selection, Ryan Drake and Erin Alexander of Mariner Wealth Advisors break down how filing has changed in the first year after the tax law update, and how that may impact the way you file and your refund. In addition, they discuss common filing mistakes and how to avoid them.


The views expressed are for commentary purposes only and do not take into account any individual personal, financial, or tax considerations. It is not intended to be personal legal or investment advice or a solicitation to buy or sell any security or engage in a particular investment strategy. Some services mentioned within the podcast are subject to additional fees.

Mariner Wealth Advisors Podast Your Life, Simplified

Hitting the Jackpot! Managing Financial Windfalls (23:47)

Financial windfalls come in a variety of forms, from winning the lottery to receiving an inheritance or even selling a business. Regardless of the sort of windfall received, there are some key pieces to keep in mind. On this episode, we ask Suzanne Wheeler of Mariner Wealth Advisors to share what she feels to be important considerations when handling new-found wealth. After taking a moment to step back and look at your situation, some decisions Suzanne recommends you make include deciding how the money should be allocated, if you’d like to donate to charity, how you can protect your assets and what changes should you make in your lifestyle.



Your Life, Simplified Episode 15

Resolution Revolutions: Planning Your Goals for the Year (40:37)

We know that it is sometimes difficult to stick to those New Year’s resolutions, whether they be related to diet and exercise or saving and spending. So, we have invited George Fernandez and Andy Garrison of Mariner Wealth Advisors to have a conversation about what they are thinking about when planning financial goals for the year. Those planning topics include saving for your retirement, creating an appropriate spending plan, choosing the correct level of insurance coverage and selecting the right gym.



Episode 14 of Your Life, Simplified.

Are You Prepared For An Emergency? (27:00)

According to Game Plan Experts, there are, on average, 76,000 people killed and 174 billion dollars in average annual losses because of natural disasters every year. These numbers are so high because many people are not prepared for emergency situations like hurricanes, fires, tornadoes, flooding, earthquakes and other extreme weather. Today we invite Shawn Tipping to share his insights and speaks to how his company helps people get prepared.



Mariner Mail - Your Life Simplified Podcast

Mariner Mail: Checking Our Inbox (20:34)

Throughout the life of our podcast, we have been asking you to send us questions you'd like us to answer. Today we dive into that mailbag with Scott Voss and Jadin Winberg from Mariner Wealth Advisors to help answer them. Questions answered today include:

  • Can family members use funds earned by doing chores to contribute to an IRA?
  • My attorney who created my estate plan has died. Is there anything I need to do?
  • Where should I be keeping important documents like my will?
  • What’s the difference between a revocable and irrevocable trust? Are there taxes associated with gifting?
  • I just received a letter from the IRS. What do I do?




Your Life, Simplified Episode 12

Buying A Car? Hit The Brakes And Listen To This Podcast First (29:19)

According to the Bureau of Labor Statistics, American households spend approximately $500 a month on their automotive transportation. Over a 60-year period of time, that equates to roughly $360,000. And, let’s face it, buying a car can be overwhelming. In this podcast, our guest expert, John M. Vincent, an automotive consumer advice writer with U.S. News & World Report, shares his knowledge to help simplify the car buying process, deciding whether you should buy new, used or lease a car, financing, how to negotiate the best price, how to research a car and where to buy a car.



Why Having A Plan For Those With Special Needs Is Important

Why Having A Plan For Those With Special Needs Is Important (30:41)

One in eight people are related to someone with special needs, according to Pew Research Center. There is a broad definition of special needs and it does not discriminate. If you have a family member with special needs, it’s important to adapt your financial plan. Depending on the severity, parents may need to not only plan for their lifetime, but also that of their child or children. This podcast episode focuses on when and where you should start with special needs planning. 




Cybersecurity: Is Your Personal Financial Information Protected?

Cybersecurity: Is Your Personal Financial Information Protected? (30:27)

We are all impacted by cybersecurity. Many firms spend a great deal of money to protect your data, but are you following steps to protect it too? With the recent data breaches of Facebook, Uber and Equifax, among others, it’s more important than ever to understand cybersecurity and protecting your personally identifiable information. From passwords, to your computer, to wi-fi and much more…this episode covers what you should think about the next time you get online.




Your Life, Simplified Episode 9. Life Insurance

Life Insurance...Do You Know The Many Roles It Can Serve? (25:51)

In this episode we explore the topic of life insurance – why you need it, the role it can serve in your financial plan, the differences in types, and more. Most importantly, we simplify the context of life insurance so you can make an informed decision. According to the Life Insurance Market Research Association (LIMRA) and, three in five adults have life insurance, 61 percent know they don’t have enough, but think they can’t afford more. Find out why life insurance is something you seriously need to consider as you evaluate how to navigate your financial future.



Your Life, Simplified: A Health Savings Account…Is It Right For You?

A Health Savings Account...Is It Right For You? (22:07)

For years, HSAs were thought of as “the cheap insurance” because consumers paid more out-of-pocket expenses, which resulted in lower premiums. How do you know if it’s a good fit for you? First, analyze your medical spending habits. Are you a relatively healthy person? Or, are you on many medications or make frequent trips to the doctor? What are your views on investing? An HSA is an investment account too. You can invest the funds in the account so they have the opportunity to grow. This podcast simplifies the decision on if an HSA is right for you.



Your Life, Simplified Episode 7. Tips on Simplifying Healthy Eating.

I'll Take Some Guac With That...Tips On Simplifying Healthy Eating (30:05)

Shanna Hutcheson, a registered dietitian, talks about improving your health through what you put in your body. She breaks down the pros/cons of the “fad” diets and detox methods out there today, such as Atkins, Keto, cleanses and Paleo, and why she doesn’t endorse them. She also explains that “carb” is not a four-letter word, the right carbs to eat daily and why it’s important to eat them every day. The timing behind when you should eat carbs and how to fuel your body before and after a workout is also discussed. Shanna gives tips on how to fill your plate in a healthy manner and portion control. Have a gluten allergy or avoid eating gluten? She provides tips on foods to focus on in your daily diet and how some of the GF products are not necessarily the healthiest of options. This podcast covers the gamut of health and nutrition topics and tips to simplify your healthy eating. If you have questions or topics you would like us to cover, please email

Shanna's Favorite Healthy Recipes

Your Life, Simplified: Simplifying the Estate Planning Process

Simplifying the Estate Planning Process (39:45)

The good news is that whether you realize it or not, you already have an estate plan. Every state in the union provides a process that will pass on your assets upon your death, unless you’ve planned otherwise. The bad news is that it may not be the one you want. In our podcast, Simplifying the Estate Planning Process, Brian Leitner and George Fernandez from Mariner Wealth Advisors break down how to make sure your assets are passed on the right people at the right time and the right way. They take the legal speak out of the discussion and make it simple. This podcast provides information to help ensure your wishes regarding your assets are considered…and simplifies the entire process. If you have questions or topics you would like us to cover, please email



Travel Hacks to Simplify Your Life

Travel Hacks To Simplify Your Life (30:58)

Research indicates that people will spend more time planning a vacation than they do their retirement plan. Why not make it easier? In our podcast, Travel Hacks To Simplify Your Life, guest Shiraz Dalal, a commercial pilot and a travel consultant, shares with host Brian Leitner travel tips and hacks that everyone should be aware of when planning their next vacation. These tips can save you time, money and frustration when you’re trying to book travel, hotels and excursions. Sometimes getting started with the planning is the hardest part. Shiraz also discusses seasons you should travel, when to use a travel agent and when to “do it yourself.” 


Can Money Buy Happiness?

Can Money Buy Happiness? (22:57)

In our podcast, Can Money Buy Happiness?, host Brian Leitner and guest Dr. Elizabeth Dunn, a professor of psychology at the University of British Columbia, explore the research behind how you spend money and the impact that may have on your happiness. Dr. Dunn will give tips to “happier spending” as well as how to get the biggest happiness bang for each dollar you spend. If you have questions or topics you would like us to cover, please email


Simplifying Your Environment

Simplify Your Environment: Simplify Your Life (23:01)

Host Brian Leitner welcomes Kristen Christian and Lisa Foley, the owners of Bee Organized, to this week's podcast. Lisa and Kristen share tips on how being organized can not only help you simplify your life, but also bring peace-of-mind and a calmness to your family or yourself. They offer tips on:

  • How to determine if you need more organization in your life
  • How to take the first step
  • How to be successful in your goal to simplify or de-clutter
  • Things to think about if you're planning on leaving valuables to loved-ones
  • Points to ponder if you have a knack for holding on to lots of "things" if you are worried you will lose the memories

Everyone has a relationship with "stuff". Consider if it's a healthy relationship, or one that brings you down. Is it bringing you negative energy or positive? Often, people hold on to "stuff" because it represents a time in their life. This podcast addresses the psychological aspect of holding on to "things" and what it can do to your life when you "let go".




Your Life, Simplified Episode #2

The Tax Cuts & Jobs Act (TCJA) of 2017 (30:49)

At the end of 2017, President Trump approved the 2017 Tax Cuts & Jobs Act (TCJA). The new law includes some of the largest tax changes since 1986 in an effort to simplify the tax code. What does this mean for you and your 2018 filings? This podcast covers the biggest changes and their impact to tax payers, how you should take advantage of the changes, and what you need to be thinking about now when it comes to deductions. Topics covered include:



Your Life Simplified, Intro

Your Life, Simplified Introduction (2:23)

We developed the Your Life, Simplified podcast to share ideas and insights to help people live the best life they possibly can. As part of the podcast, we will interview people within the Mariner Wealth Advisors organization and others outside of the organization. We will discuss topics that will help you make more informed financial decisions and also topics that will help you improve your life in other ways.

The views expressed are for commentary purposes only and do not take into account any individual personal, financial, or tax considerations. It is not intended to be personal legal or investment advice or a solicitation to buy or sell any security or engage in a particular investment strategy. Nothing in this publication is intended to constitute legal, tax, or investment advice. Consult a financial, tax or legal professional for specific information related to your own situation. Some services referenced are provided by affiliates of Mariner Wealth Advisors and are subject to additional fees.

Securities Offered through MSEC, LLC, Member FINRA & SIPC.