If a Wealth Advisor Emailed Game of Thrones Characters
Apr. 11, 2019 Article

If a Wealth Advisor Emailed Game of Thrones Characters

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While our world may be enjoying the onset of spring, many of us are looking forward to the deep winter that has fallen on Westeros and characters from the television show, Game of Thrones (“GoT”). As the eighth and final season begins, we are thinking, theorizing and dreaming about how GoT may conclude. 

As wealth advisors who are focused on being client advocates, we are concerned about the financial well-being of some of our beloved GoT characters. Therefore, like we would with any client, we’ve decided to advise a few characters on financial decisions they might like to make in the near future.

To: Jon.Snow_Direwolf@Stark.com
Cc: SamWelltarly@TheCitadel.net
Subject: Life & Long-Term Care Insurance

Good afternoon Jon (or should I say King of the North?),

I wanted to send a raven, but we don’t have time as a luxury right now. While I know you’re back at King’s Landing, you have me worried after your first battle with the White Walkers.

You’ve already died once, and my little birds are telling me you STILL haven’t protected your assets. You don’t have life insurance, you haven’t insured your castle at Winterfell, and your life expectancy isn’t what it once was in the Seven Kingdoms, so I recommend that you secure your long-term care plans. Additionally, you’re spending a lot more time around dragons as of late...real safe Jon!

I’d also like to help you manage your level of risk. Once you see this, let’s set a meeting and get things ironed out before the White Walkers get to Winterfell. Our team can do a quick review, help you identify gaps in your current plan, and help you get the right protection at the best value. I know you have a lot going on, but we can get this taken care of for you in a short amount of time.

Best,
Your Financial Advocate

What We Can Learn from Jon Snow about Life and Long-Term Care Insurance

Life insurance can be a key factor in a wealth transfer strategy and can help you accomplish your estate planning goals. It’s important to periodically review your life insurance policy with your advisor to help ensure you are appropriately covered and that your beneficiaries will be adequately supported. Have you thought about your plans should something happen to you and you are no longer able to care for yourself? It’s a tough topic to think about, but long-term care insurance can provide you with peace of mind, knowing your caregiving will be covered should you experience an extended illness. There is no “one size fits all” long-term care solution, so its important to work with your advisor to consider the best options for you.

To: DaenerysLovesDrogon@TargaryenIndustries.com
Cc: Tyrion.Lannister@KingsLanding.com
Subject: Estate and Tax Planning

Hey Dany,

How are Drogon and Rhaegal? I’m very sorry to hear about the loss of Viserion.

I noticed you’ve acquired a lot of new personal property since we talked last. You’ve added several castles, lands and a multitude of other holdings. Not to mention, your children are growing up all too fast and soon they’ll be thinking of dragon college.

With all these changes, I’d like to take some time to review your estate plan. It’s pretty out of date. Right now, if something terrible were to happen to you, Khal Drogo is still listed as the main beneficiary. This isn’t ideal. You’ll likely want to leave a large amount of your estate to your dragons, but I think we can both agree that if you leave it to them immediately, they’ll burn through it far too quickly. To avoid this, utilizing our team as your corporate trustee could make a lot of sense. We will be around to handle your wishes for a very long time. After you receive this, let’s sit down, further establish your estate plan and get all the corresponding documents updated.

Additionally, with your 10,000 or so new dependents (Dothraki, Unsullied, Dragons, etc.), we’ve found some new opportunities to add efficiency to your tax situation.

P.S. Thank you for the gift basket. The egg is just decorative though, right?

Best,
Your Financial Advocate

What We Can Learn from Daenerys Targaryen about Estate and Tax Planning

There are many important decisions to make when it comes to the transfer of your wealth. You may want to leave your estate to family, a specific heir or a favored organization. Working with a wealth advisor can help ensure your estate is in order and handled according to your wishes.

And, given today’s rapidly changing tax environment, make it a priority to also work with an experienced tax advisor who will identify and analyze your tax-savings opportunities, tailor your tax savings strategies to your specific goals and understand that tax planning is just one aspect of your overall financial health and that your tax strategy must work in conjunction with your overall wealth and estate plan in order to help you achieve your financial goals.

To: ThreeEyedRaven@WhiteTree.com
Subject: Investment Management

Bran,

I’m sure you saw this coming, but do you have a few minutes?

You must stop trying to time the market. Our team spent a great deal of time creating a custom investment plan and approach for you. Remember what kept happening the first few times you were time traveling and trying to predict things? Total backfire.

I believe it’s in your best interest to stick with our long-term plan for your portfolio. With you now being the three-eyed raven at a young age and the last one living to be over 1,000 years old, we have a great deal of time on the horizon. Let’s remember to stick with our long-term plan and not make rash decisions due to short-term fluctuations or swings in the market.

I also want to mention that we help a lot of families work through difficult conversations. If your family needs assistance talking through the whole Jon Stark being a Targaryen thing, we are happy to be of service and then to work through future financial concerns. Best of luck with the Night King!

Best,
Your Financial Advocate

What We Can Learn from Bran Stark about Investment Management

Successful investing is a marathon, not a sprint. Because there are limitless paths from point A to point B, it’s important that you work with your wealth advisor to develop an investment strategy that reflects your specific financial objectives, risk tolerance and goals.

 

The information contained herein is not intended to be personal legal, investment or tax advice or a solicitation to buy or sell any security or engage in a particular investment strategy. Nothing herein should be relied upon as such. The views expressed are for commentary purposes only and do not take into account any individual personal, financial, or tax considerations. There is no guarantee that any claims made will come to pass.

Mariner, LLC dba Mariner Wealth Advisors (“MWA”), is an SEC registered investment adviser. Registration of an investment adviser does not imply a certain level of skill or training. MWA is in compliance with the current notice filing requirements imposed upon registered investment advisers by those states in which MWA maintains clients. For additional information about MWA, including fees and services, please contact MWA or refer to the Investment Adviser Public Disclosure website. Please read the disclosure statement carefully before you invest or send money.